This is a brief product overview only. Coverage may not be available in all states, including but not limited to ID, NJ, NM, NY, or VA. Benefits/premium rates may vary based on plan selected. Plans and riders have limitations and exclusions that may affect benefits payable. Plans may also contain a waiting period. Refer to the exact plans for benefit details, definitions, limitations and exclusions. For group coverage, please see coverage documentation applicable to your situs state for further details.

Any additional materials displayed are for convenience only. Aflac does not endorse these products or the accuracy of the documents. If there are any questions, please reach out directly to your employer.

Except in New York, individual insurance policies and certain group life insurance policies are issued by American Family Life Assurance Company of Columbus.

Except in New York, group supplemental insurance plans (except network dental and vision plans and certain group life insurance plans) are issued by Continental American Insurance Company (CAIC), a wholly-owned subsidiary of Aflac, Incorporated CAIC is not licensed to solicit business in New York, Guam, Puerto Rico or the Virgin Islands. For groups sitused in California, CAIC does business as Continental American Life Insurance Company.

In New York, individual insurance policies are issued by American Family Life Assurance Company of New York. For groups sitused in New York, group insurance coverage is underwritten by American Family Life Assurance Company of New York, and customer service is administered by Continental American Insurance Company, 22 Corporate Woods Boulevard Albany, New York 12211.

Aflac’s Premium Life, Absence and Disability Services are available in all states, except Puerto Rico, Guam or the Virgin Islands, and are offered by Continental American Insurance Company (CAIC). Self-funded plans and absence services are administered by CAIC in all states but NY. In NY, self-funded plans and absence services are administered by and insurance is offered by American Family Life Assurance Company of NY. Administrative services are not insurance and are not considered legal advice. Products may not be available in all states and may vary depending on state law.

For groups sitused in NC and for some groups situs in CA, FL, GA, IL, LA, MI, OH, PA, and TX prior to 6/1/22, Aflac dental and vision insurance coverage is underwritten by National Guardian Life Insurance Company (NGL). National Guardian Life Insurance Company is not a member of the Aflac family of insurers. National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company of America a/k/a The Guardian or Guardian Life. Aflac dental and vision products may not be available in all states. National Guardian Life Insurance Company | Madison, WI.

Aflac dental and vision insurance products will be underwritten by Aflac. Aflac WWHQ | 1932 Wynnton Road | Columbus, GA 31999. In New York, coverage will be underwritten by Aflac New York. 
NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits.

Aflac WWHQ | 1932 Wynnton Road | Columbus, GA 31999
Aflac New York | 22 Corporate Woods Boulevard, Suite 2 | Albany, NY 12211
Continental American Insurance Company | Columbia, SC

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